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"I probably hear from five scammers a night," says Marko Budgyk, a Los Angeles financier who has frequented several online dating sites over the past 10 years.

"After a while, it becomes really easy to spot them." Here are six red flags to help detect and sidestep romance scams.

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"He said he was going to pay me back double," she laughs.

Though the amounts and details of the scam vary from victim to victim, when it comes to romance scams, the con is almost always the same: The crook wants to get a besotted victim to wire money or provide access to a credit card.

By fabricating an illusion of their own wealth, scammers may be able to convince you that you're simply "loaning" them money that, for some weird reason, they can't immediately access.

Where do the scammers get photos of themselves in these exotic locations and with these costly products? They troll other sites and steal other people's photos. Many are operating out of foreign countries, despite profiles saying they live nearby. When she declined, the messages got more desperate.

Budgyk knows this from experience: A Nigerian scammer lifted photos from Budgyk's profile. Their photographs are also likely of someone else, and that would be tough to explain in person. He sent heart-wrenching photos of a young girl, who appeared to be his daughter's age, hooked to a raft of medical monitors.

He found out when he discovered his photos were on a romance scam site warning about the same Nigerian crook who had stolen his photos. If a profile indicates your match has a college degree, but he or she can't string a sentence together, you have reason to be suspicious. Commonly, when the victim proposes an in-person meeting, they'll come up with some excuse for why it can't happen: They're traveling, stationed overseas or have some long-distance emergency. Uncertain of whether she should believe the man, Kipps Googled "photos of sick children." And of course, the photographs she'd been getting via text message were public images posted online.

The idea is to get you to suspend good sense and become enamored with someone you've known online for just a few weeks and have never met in person. Kipps has decided that another tip-off is photographs that show all the trappings of wealth -- exotic cars, mansions, pictures in romantic foreign settings.

Of course, real people sometimes have nice things and go to great places, but these visual cues are key to scammers who want to get your guard down for their future bid for cash.

Do your fellow legitimate members a favor and be sure to report abusers. Budgyk, 56, doesn't suffer for a lack of confidence, but he also knows something is amiss when a model half his age just can't get enough of him.

"When some 25-year-old girl is telling you that she's in love with you, you have to wonder why," he says. If a 25-year-old model is contacting a 50-year-old man, there's something wrong." Scammers look for vulnerable populations -- women and men in their 50s and 60s who are divorced or widowed and may feel rejected or past their prime.

Then the daughter became ill and had to be hospitalized.

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