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Facebook Messenger is the most-downloaded free app on Apple's App Store, yet many users are worried that the app is invading their privacy -- helping to earn it a one-and-a-half star average rating.

Here's why: When you download it, the app asks for access to your microphone and your camera, spawning false rumors that Facebook will be able to record your activities using your own phone.

Certainly some social apps like Facebook or Twitter have legitimate reasons to peer into your address book to do some matchmaking and check if you have friends already using their apps.

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Yes/No; While it is free to use, POF offers premium services as part of their upgraded membership, such as seeing the date and time a user viewed your profile and allowing you to see whether a user read and/or deleted your message.

No, Facebook Messenger will not secretly take video of you, listen to your phone calls, or tap into your brain to get all your secret thoughts.

Dedicated to verified college students and alumni (via education database). Alumni cannot initiate or respond to contact or post status updates.

All Paid users can message and post and they also have added benefits.

Without access to the camera, the app can't do anything with your pictures--in the case of Facebook Messenger, send photos to your friends.

And without access to your photo folder or camera roll, these apps can't save those photos for you either.

Your "phone status and identity": This is, admittedly, one of the creepier permissions that comes up on the permissions list, and one that can certainly set heads scratching.

But this can just mean that the app in question needs to know when your phone is about to ring, so that your game doesn't keep going while you're chatting away.

Here's how to make sense of what to do when an app requests access to a particular part of your phone: Your microphone: Many people look at this app permission and stop immediately, assuming that downloading an app that accesses the microphone means giving a company like Google or Facebook the greenlight to eavesdrop on all of your conversations. Does the app have to listen to your surroundings to function?

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